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Deposit Product Interest Rates
Rates effective as of January 6, 2009
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|
Product
|
Minimum Balance
|
Interest Rate*
|
APY**
|
|
Personal Checking Account
|
$1,000
|
.50%
|
.50%
|
|
Personal Regular Savings
|
$500
|
1.00%
|
1.00%
|
|
Commercial Regular Savings
|
$500
|
1.00%
|
1.00%
|
|
|
|
|
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Money Market Deposit
|
$5,000 - $24,999.99
|
.50%
|
.50%
|
|
-
|
$25,000 - $99,999.99
|
1.50%
|
1.51%
|
|
-
|
$100,000 - $249,999.99
|
1.75%
|
1.76%
|
|
-
|
>=$250,000
|
2.00%
|
2.01%
|
|
Treasury Checking
|
$10,000 - $49,999.99
|
0.00%
|
0.00%
|
|
|
$50,000-$99,999.99
|
0.00%
|
0.00%
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$100,000-$249,999.99
|
0.00%
|
0.00%
|
|
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$250,000 and Above
|
0.00%
|
0.00%
|
* Interest Rates are subject to change. Rates may change after the account is opened.
** APY = Annual Percentage Yield.
Fees may reduce earnings on the accounts.
|
Certificates of Deposit
Rates effective as of December 29, 2008
|
|
Term*
|
Minimum Balance
|
Interest Rate**
|
APY***
|
|
6 month < 100K
|
$1,000
|
2.00%
|
2.01%
|
|
1 Year < 100K
|
$1,000
|
2.75%
|
2.75%
|
|
2 Year < 100K
|
$1,000
|
3.00%
|
3.00%
|
|
3 Year < 100K
|
$1,000
|
3.00%
|
3.00%
|
|
4 Year < 100K
|
$1,000
|
3.00%
|
3.00%
|
|
5 Year < 100K
|
$1,000
|
3.00%
|
3.00%
|
* Penalty may be assessed for early withdrawal.
** Interest Rates are subject to change.
*** APY = Annual Percentage Yield.
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